Our mission is to help grow and preserve your long-term wealth throughout life's ups and downs. We will identify your goals and objectives, liaise with other professionals and experts as needed, formulate advice and make recommendations, provide a full explanation of all our costs, charges and advice fees, provide advice backed by the St. James's Place guarantee and communicate with you, providing you with an agreed ongoing service. As soon as you meet us, you'll discover that we're different to most financial firms. Our business is driven by strong family values such as respect, honesty and trust. We're also friendly to deal with and place as much emphasis on developing relationships as we do on providing the best possible advice. This is important because a lasting relationship means we can help you plan more effectively for your future. Discover the Smith Eliot difference for yourself and take the first step towards a more rewarding financial future. Your home may be repossessed if you do not keep up repayments on your mortgage. *This is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalised illustration. St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the Group, more details of which are set out on the Group's website at www.sjp.co.uk/products Smith Eliot Financial Management Ltd is a Senior Partner Practice of St. James's Place Wealth Management. Smith Eliot Financial Management Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). The title ‘Partner Practice’ is the marketing term used to describe St. James’s Place representatives.