We are a regional not-for-profit cooperative bank based in Portsmouth, exclusively serving people who live, work or study in Hampshire & IOW, West Sussex, East Dorset & West Surrey. We don't have investors or shareholders. We are owned by our members, people who save and borrow with us. Our profits (called surpluses) are returned to members in the form of dividends, low-rate loans, community grants and investments in member-driven services. Our mission is to be a community-focused regional bank. We exist to help our members meet their financial goals and reach their financial potential, whichever life journey they are on. We exist to educate, encourage and fulfil our members’ expectations because our members make community banking happen.