OnDeck is the proven leader in transparent online lending to small business. In 2021, OnDeck launched the KOALA Score™, a risk-prediction model that draws on big data, sophisticated credit algorithms, plus data from multiple credit reporting agencies to approve more Australian SMEs for business finance. Today, OnDeck offers a range of term loans developed to better suit the needs of small business owners. Underlining its focus on lending innovation to small business, OnDeck also launched Lighting Loans in 2021. Requiring just six months of recent bank statements and no asset security, Lightning Loans are allowing SMEs to access up to $100,000 in as fast as 2 hours. Since launching in 2015, OnDeck has championed the financing needs of business owners in many different industries across Australia, pioneered the SMARTBox™ to promote transparency and has a 5-star customer rating from Trust Pilot. For more information, visit www.ondeck.com.au