Citizens State Bank is a Nebraska-owned community bank currently operating ten branches in Nebraska and Kansas. We provide high-quality financial products and services to our customers in a responsible and ethical manner using sound, time-tested banking practices. We strive to enhance the economic development of our communities by offering comprehensive financial solutions for community members, businesses, and organizations. Citizens State Bank was organized as a state bank in October 1888, operating in Wisner, Nebraska. In 1903 we became a national bank, The Citizens National Bank of Wisner, and operated as such for over a century. In 2009 we again became a state bank. The bank has shown continued growth and development during some trying times throughout history, acquiring several additional community banks and opening new branches over the last 130 years. www.citstatebank.com Member FDIC