AROI Mortgage Investment Corporation is a niche lender specializing in "story based" transactions involving emergency financing, low credit scores, land, and many other viable Real Estate based borrowing that your banker just can't get approved by "head office". AROI offers RRSP and TFSA eligible healthy returns to investors. Borrowers enjoy working with us because we: - never charge renewal fees - offer amortized Mortgages - offer the opportunity to discuss the deal directly with a decision maker - never charge prepayment fees - charge interest only on the amount drawn (construction financing)