ELFI offers solutions to help families, individuals and businesses reach their financial goals through student loan refinancing and private student loans. Our loan program is designed to assist a variety of borrowers. We know that every borrower has a different story and a different goal. With award winning customer service and over 30 years of experience in the student loan industry, our team knows what graduates need: -Affordable rates -Manageable payments -Flexible terms -No sign up fees -Competitive interest rates -Personalized payment plans ELFI for Business: ELFI helps individuals with student loan debt to refinance their loans, which can help them to save money, and pay off their debt sooner. In addition to working with student loan borrowers, we work hand-in-hand with businesses. We provide businesses the tools needed to attract and retain top talent. We offer them resources for student loan refinancing and the ability to provide employee contributions. Education Loan Finance is a division of Tennessee-based SouthEast Bank, designed to assist borrowers with student loan refinancing as well as with undergraduate, graduate and parent private student loans.