Cultura Bank (legal name Cultura Sparebank) is a savings bank with a specific mission to promote projects with a social and ethical quality. Profitability is secondary, but, of course, economic viability of the projects is a prerequisite for financing. The bank has been in operation since January 1997 and has several main areas of activity. Cultura Bank offers a wide range of basic banking products e.g. current accounts with overdraft facilities, loans for new working capital as well as investments loans. Organic agriculture is one important area and includes manufacturing and distribution of natural food. Another large area is education: the bank finances primary and secondary schools as well as university level institutions. Medicine and healthcare is a third large area in the bank’s loan portfolio. Cultural activities like free theatre groups and several artists should also be mentioned.