Mortgage Payment Protection, Inc. developed a very niche risk management product for loan originators back in 1998. We’re the oldest and most experienced company totally focused on job loss protection for lenders and their investors of residential loans. It is a simple straight-forward product that provides timely and consistent monthly mortgage payments (PITI) when a homeowner becomes involuntarily unemployed. Celebrating over 2 decades of risk management and insurance services, MortgageGuardian is a valued-added loan origination product provided by participating lenders/builders on mortgages for new/pre-owned home purchases, refinancing, and home equity loans. We were the first to develop the MortgageGuardian concept for mortgage insurers and widely accepted by the GSEs, FHA, and investors.