CLS Financial, a Direct Lender with the ability to broker, started as a family owned business that is committed to helping you find the right home financing solution and joined American Pacific Mortgage Corporation in 2013. We understand that every borrower is different, therefore we offer a variety home of loan options to meet your individual needs. We make the process of securing a mortgage simple and straightforward by providing you with educational tools that will enable you to make sound financial choices. CLS offers loan options and specialty programs for purchase and refinance: •Conventional, FHA, VA, Jumbo, Reverse Mortgage and so much more •Dream Home Renovation loan program •FHA Fresh Start: Purchase one year after Bankruptcy, Short Sale or Foreclosure •Down Payment Assistance •Investment properties including 4 + properties owned •"Keys on Time": An expedited close of escrow •Secure Lock: Lock in your interest rate up to 6 months without a property. Lock & Buy, Lock & List, Lock & Build Provides honest, accurate and reliable solutions Complimentary credit check during our fast and easy pre-qualification Passionate about education of the loan process and programs available A+ rating and Accredited with the Better Business Bureau Company: NMLS 1850 / BRE 01215943 Wendee: NMLS 234445 / BRE 01329570 Tony: NMLS 234456 / BRE 01433557 Licensed by the Dept of Financial Protection and Innovation under the CRMLA Equal Housing Opportunity