Reuben Warner Associates, Inc. is an independently owned, multi-company general agency. In business for almost 75 years and licensed in 50 states, we serve the brokerage and consulting communities in niche product areas. Reuben Warner Associates' specialties consist of all forms of Accidental Death & Dismemberment Insurance and Statutory Disability Plans. These include: Business Travel Accident, Basic or Carve-Out AD&D, Voluntary Payroll Deduction AD&D, Occupational AD&D, Overseas Accident & Sickness Medical, Special Risk, War Risk and other specialty programs, State Mandated Disability in NY (NY DBL), New Jersey (NJ TDB), Massachusetts (MA PFML) and Hawaii (HI TDI). RWA is also an MGA for Individual AD&D and for Individual Overseas Medical Programs with leading carriers. Our expertise, market relationships, which span several decades with premier A or A+ rated carriers, provide our brokers with a competitive edge without impacting brokerage compensation. Reuben Warner Associates ensures that your clients receive the most comprehensive programs available in the marketplace at competitive premiums. Reuben Warner Associates combines stability and prudent leverage with competitive pricing and coverage flexibility. At Reuben Warner Associates, Inc. Your Success Is Our Goal!