SpiritusPay is a Digital Financial Services (DFS) startup with a focus on revolutionizing Retail Payments to help Consumer facing Micro, Small, medium and Self Employed Businesses and emerging merchants to accept digital & electronic payments with ease in accelerating their sales besides creating a ‘digital footprint’ to help them get into mainstream Banking & Finance. The Value added service offerings on the same platform make it a robust system within itself to help them gain more growth opportunities. SpiritusPay services are truly interoperable, device agnostic, seamless & secured transactions processing ecosystem. SpiritusPay’s services include: • Banking Services - Remittance - MicroATM • Merchant Services - POS - QR - UPI - Wallet • Aadhaar Enabled Payments - AePS - Aadhaar Pay • Value Added Services - Travel - BBPS - Recharges - EMI - Loans - Insurance