Barnert Associates, Inc. provides consulting to insurers that enables them to stay ahead of the curve on insurance regulatory issues. Since inception, Barnert Associates has represented clients in negotiations with regulators before the NAIC on numerous issues, including the NAIC Model Investment Law, Risk Based Capital rules and formulas, e-commerce, establishment of the NAIC Asset Valuation Reserve, valuation of securities, regulation of money market funds, equity indexed annuities, disclosure requirements, derivative regulation, asset-liability management, real estate and mortgage regulation, and, for the nine year Codification of NAIC Statutory Accounting Practices project. http://www.barnert.com/