BestRates Mortgage was designed to offer home loans to borrowers with excellent to good credit. Currently BestRates Mortgage is a one man loan officer shop which gives BestRates the ability to offer the lowest rates on the internet. BestRates Mortgage is the brainchild of Dan Phillips who has been around the Real Estate/Mortgage business since 1979. Utilizing the internet to offer the lowest rates and fees has been the goal for many years. Borrowers can call BestRates Mortgage to apply for a loan or go to the website at www.bestrates.us and fill out the online application. BestRates Mortgage offers loans for primary residence, investment, multi-family and second homes. Call BestRates Mortgage for a quote or visit our website.