Life continually changes. Whether you're starting your first job, planning a family, looking to invest or starting to plan for retirement, the key to success is having a plan. Financial planners are educated and experienced in ways to optimise your financial situation. We do a wide range of advice, depending on your current circumstances and where you want to end up. Some of the common areas of advice are: - Setting up a budget - What to do with your savings - Investment advice - How to manage your debts - Setting up your super for effective long-term wealth creation - Making sure you are insured appropriately for your personal situation We are small business with long term employees who are passionate about financial literacy, so everyone can have the opportunity to live comfortably. We realise people face different challenges at different stages of life. That's why financial planning cannot be a 'one size fits all solution' - it has to be a tailored approach, one that fits your situation and circumstances. We offer strategic debt advice which provides you with a structured plan to repay your debt in an effective manner. A structured plan will outline how much to pay towards each debt and when you are projected to pay off each debt. Or, if you have a timeframe in mind, we can provide advice on how much you need to contribute towards the debt in order to meet your desired debt-free timeline. If any of these statements feel relevant to you, then we would love to hear from you! - I don’t really know what’s going on with my super/I need to sort out my super. - I don’t know where my money goes each pay/I spend more than I should on things that aren’t important. - I worry about whether I am going to be ok when I retire. - I have money saved but I am not sure if I should be doing something different with it. - I want to be better with my money but I lack motivation and need a money coach.