Parcela Já is a Fintech start-up company and began its operations in 2017. The company is focused on installment payments, at no cost whatsoever for end customers. The developed software allows end customers to pay their purchased products or services over the store counter from 2 to 6 times with their credit card, without any interest or charges and without any bureaucracies or waiting time for credit approval. Parcela Já intention is to continuously develop payment solutions for the global retail industry, either off or online. Up until now, Parcela Já is working in the following business segments: • Travel Agencies • Optical Stores • Clothing • Perfumeries • Jewelries & Watches • Computer Stores • Auto Repair Shops • Healthcare • Furniture • Security Gradually we intend to develop further our services to other industries.