The MMIA is a member-owned and member-driven organization that provides self-funded employee benefit, liability, property, and workers' compensation coverage to incorporated cities and towns of Montana. MMIA was established so that cities and towns could achieve the stability they needed when the commercial insurance market was unavailable as a resource. MMIA pools the resources of our members to provide quality, cost-effective, self-funded coverage and risk management services. Because we focus specifically on cities and towns, MMIA is able to be consistent, reliable and responsive to our members' ever-changing needs. In the mid-1980s, government agencies were experiencing substantial rate increases or cancellations of their liability and workers' compensation coverages. Seeing that a solution from private industry was not an option, the cities and towns of Montana came together to create their own solution, forming the MMIA in 1986. Decades later, the MMIA has successfully grown in scope, expertise, and stability for the benefit of our members. Mission: Pooling resources to provide quality, cost-effective risk management services, including education and training, and self-funded coverage for all Montana cities and towns. Vision: Improve and innovate our members' coverages, services, and risk management practices by collaborating with key partners, contributing to overall stability for Montana cities and towns. Content Policy Disclaimer: MMIA reserves the right to review and remove content posted to MMIA social media avenues deemed as inappropriate, degrading, or unacceptable including language that discriminates based upon race, color, religion, creed, political ideas, sex, age, marital status, physical or mental disability, or national origin. MMIA also reserves the right to remove or block a participant from further commentary to any MMIA social media avenues if they have previously included content referenced above.