HMD is a principal-owned insurance and risk adviser, committed to building long-term partnerships and delivering perpetual value to our clients. We offer the strength and stability of any national insurance advisor, with a fresh, modern approach and commitment to innovation We will take the time to understand you and your business to become a natural extension of your team. Our personalised approach will provide strategic market insight and tailored advice to deliver innovative, fit for purpose insurance and risk management solutions. Our purpose is to provide the highest quality service and advice so our clients can continue to operate with the lowest possible impact following and insurable event. We are focused on providing proactive client centric service and advice, which has been gained from over 40 years of experience. As a principal-owned risk and insurance adviser, we are committed to providing both long term stability and continuity to our clients and will ensure a Director of HMD will oversee all client related matters. HMD Insurance is a Corporate Authorised Representative (CAR No: 1292779) of Insurance Advisernet Australia Australian Financial Services License Number: 240549.