Small Business Banking and Commercial Lending at Your Fingertips Minnesota Business Finance Corporation (MBFC) is a private not-for-profit 501 (c)(3) organization licensed by the U.S. Small Business Administration as a certified development company (CDC). Our CDC was created in 1983 as Opportunities Minnesota Inc. (OMNI), which was then a division of the Minnesota Department of Trade and Economic Development. Through the enactment of state legislation in 1993, the organization became a quasi-public agency. In 1996, it was privatized and renamed the Minnesota Business Finance Corporation (MBFC). With offices in St. Cloud, Minneapolis and Bemidji, we serve the entire state of Minnesota, border to border. Plus, we’ll travel to YOU for all of your lending needs, no matter what part of Minnesota you’re in. We handle all SBA 504 approval, closing and loan servicing. Learn how our step-by-step lending process can help you get the small business funding you need.