As a local lender since 1900, we believe that long term relationships help build better communities. It's not just "business as usual" with us - it's personal. We are committed to helping our customers put down roots in neighborhoods and areas they care about. Save today and build for the future with Rayne Building and Loan. Residential & Commercial Real Estate Loans | Investment Property & Land Loans | Refinance & 2nd Mortgages | CDs, IRAs & Savings