Southern California-based Summit Lending is a top-reviewed direct mortgage lender, and mortgage brokerage specializing in home purchase loans and refinance loans. We proudly offer government loans including FHA loans and VA loans, in addition to Conventional loans, Jumbo loans, Home Equity Lines of Credit, and reverse mortgage loans for home buyers and homeowners throughout California. We have provided home loan options at the best rates for first-time homebuyers, veterans, real estate investors, and seasoned home buyers for two decades. As a direct lender, we call the shots. We approve, process, underwrite, and fund your mortgage loan quickly. Summit Lending is proud to make quick loan approval decisions, answer your questions immediately, and secure the best mortgage loans with the best rates available for your specific needs in California. As a locally-owned and operated Southern California business, Summit Lending is dedicated to providing personalized service in the digital age. With all technological capabilities at our fingertips, we also enjoy one-on-one work with our clients, and homebuyers and homeowners are always welcome in our Huntington Beach corporate office anytime. Our focus on exceptional customer service has earned us top reviews, the respect and referrals of past clients, and affiliate partners throughout California.