AAA Fair Credit Foundation, a 501(c)(3) nonprofit Center for Financial Capability, has been helping people gain control of their personal finances since 1997. AAA Fair Credit Foundation's mission is to teach individuals and families how to manage their finances wisely to improve and sustain financial well-being. Fair Credit Foundation does this by providing the highest quality of services. We are ISO 9001:2008 certified through Bureau Veritas and consistently maintain an A+ rating with the Better Business Bureau. Our services include Credit and Budget Counseling, Debt management programs, 1:1 financial coaching, classroom financial education, a 3:1 matched savings program and HUD Housing Counseling. Fair Credit is Utah's lead for the America Saves, a campaign to motivate, support and encourage households to save money, reduce debt and build debt.