HFG provides employee benefits and insurance solutions to individuals and small and medium businesses. Our advisors will work with you to understand your goals and help you determine your needs, both current and future. We are independent insurance advisors, which means we answer only to you when constructing your insurance plan. If you're the owner of a SMB, you no longer have to worry about big premiums on group insurance. We can provide employee benefits packages that previously were only available to large corporations. Whether you are the sole proprietor or a business owner with many employees, you can get the attention and insurance coverage you deserve. We specialize in: -Health and Dental Insurance -Disability Insurance -Critical Illness Insurance -Life Insurance -Group Registered Retirement Savings Plans -Individual Travel Insurance We offer a range of options, including the Chambers of Commerce Group Insurance Plan, Manulife, Canada Life, Empire Life, Sun Life, Desjardins, and RBC Insurance.