Hospitality Employers Mutual supports over 1,600 accommodation hotels, pubs and clubs in NSW, providing industry specific workers compensation insurance through two brands – Hotel Employers Mutual (HEM) and Club Employers Mutual (CEM). We set the benchmark for the range of services, tools and resources we offer. We help members reduce risk and increase safety in the hospitality workplace. Visit CEM - https://www.clubemployersmutual.com.au/ Visit HEM - https://www.hotelemployersmutual.com.au/