mobileGullak ( www.mobilegullak.in) is a mobility solutions for retailers. mobileGullak is focused towards offering frictionless payment, rewards and loyalty management solution. mobileGullak is a very intuitive, patent pending system which converts a ringtone into wallet. This wallet acts like a digital piggy bank and helps customer save balance change or “chutta paisa” during a cash transaction. Our product is platform independent, does not require internet and could work on any phone, it’s as simple as playing an mp3 file or RingTone