Home Mortgage Bank (HMB) was created through legislation and enacted by the Parliament of Trinidad and Tobago by way of the Home Mortgage Bank Act, Chap. 79:08. Our purpose is: * To contribute to the mobilization of long-term savings for investment in housing * To promote the growth of the capital market * To develop a mortgage market and maintain a secondary mortgage market in Trinidad and Tobago * To support the development of a system of real property and housing finance and provide leadership in the housing and home finance industry HMB is owned by the National Insurance Board of Trinidad and Tobago (NIBTT). HMB’s core business includes: * A range of investment products for individuals and institutional investors. * Credit facilities for commercial loans, project and equity financing.