Philosophy: I founded PAMRIA because I believe that the financial services business has to increase its focus on providing solutions for rather than selling products to the individual client. When it comes to financial advisory, even the most sophisticated of men, women, families and family businesses have been left to fend for themselves in defining solutions to the issues they face. Many of the familiar institutions are no longer able to act as the trusted advisors to individuals but instead sell products or canned solutions. In large part, due to the increasing size and demands of earnings and stock price, these institutions have focused on designing “one size fits all” financial products at the expense of serving clients. Many of the best and brightest of their employees have left to form companies of their own. It also has become clear that the level of intellectual capital devoted to custom solutions has decreased over time as financial issues for individuals have grown in complexity. Clients say: Simplify My Life---- The PAMRIA mission for clients is to fill the gap created by the changes in the wealth management landscape and the changes in the business of wealth advisory. PAMRIA does not sell products; it does receive compensation for assets under management. PAMRIA is about clients- nothing more, nothing less. Our mission goal is a simple, and a much-needed one, in this highly complex world. Finally, my reasons for founding PAMRIA stem not only from certain dispassionate observation of the wealth management business, but my reasons are also highly personal. I stand for the principle that family comes first and that the highest and best use of my intellect, experience and expertise is to service the financial and related needs of individuals, their families and the businesses that created the family’s wealth.