What does Experience The ADVANTAGE® mean? It’s easy, we want you to experience the ADVANTAGES of doing your banking at FM BANK. Personalized Financial Expertise We help you explore and understand your financial and insurance options so you can make decisions that are best for you. Excellence in Customer Service We add a friendly, personal touch that will make your banking and insurance experience a great part of your day. Convenience We continually add new products, services, and technology to make your banking and insurance transactions more convenient. Consistency Our business principles do not waver with the ups and downs of markets or economic cycles. Local Decision Making/Family Ownership Decisions are made right here across the desk from you. No board meetings to wait for, no centralized office to review your transaction. Community Involvement We take great pride in our employees who are so willing to serve our community and feel very fortunate to provide financial resources to many great community projects.