Sustema analyses corporate behaviour using publicly available data to improve the underwriting performance of commercial insurance companies. ESG and sustainability are core components of sound business behaviour. Sustema behavioural analytics makes these and other crucial corporate behaviours measurable and actionable for commercial insurers. Existing customers have seen underwriting performance gains of 28% in backtesting of their portfolios. Integrating with existing workflows, Sustema behavioural analytics cloud provides insurers with an objective and comparative behavioural analysis of over 17’000 companies worldwide. It gives underwriters a deeper, consistent, and unbiased understanding of their clients. Improves client targeting and by delivering consistent capacity deployment within and across portfolios, significantly improves bottom-line performance.