We are your family’s advisory team to advise, serve, implement, counsel, and encourage with you in mind. We utilize different strategies in order to help our clients plan for their preferred future. Securities offered through Cetera Financial Specialists LLC (doing insurance business in CA as CFGFS Insurance Agency), member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC. Cetera entities are under separate ownership from any other named entity.