Finance First is South Louisiana’s leading provider of licensed credit repair services. Located in Baton Rouge La., we have helped thousands of local residents remove negative items from their credit reports including: How is Credit Repair Possible Federal Consumer Protection Laws give consumers numerous protections and rights regarding their credit reports. Although created with good intentions, these laws are often are to complicated and time consuming for people to take advantage of. Finance First make this process as efficient and effective as possible. With over 20 years of experience we understand how to take full advantage of all the consumer credit laws allowing our clients freedom from unwanted credit items. The Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA) and the Fair Debt Collections Practices Act (FDCPA) afford you the legal right to dispute and delete any items on your credit report that you feel are inaccurate, untimely, misleading, biased, incomplete or unverified.