Steve & Janet Culpitt, the founders and Directors of Arrow Focus On Wealth, are REAL people not someone dressed in a stuffy suit behind a desk. What that means the financially sound advice offered, is based on a lifetime of real world experience combined with internationally recognised expertise. As a husband & wife team, Steve and Janet are a personable, popular couple who have experience raising children & grandchildren. They understand the unique financial needs that people like you face at every stage of life, & have the professional qualifications & experience to advise you on it. Steve has over three decades of financial planning & service experience, & is a RG146 and FASEA compliant and ASIC accredited Financial Adviser & Risk Insurance Specialist. Arrow Focus on Wealth Pty Ltd (ACN 082 416 448) is a Corporate Authorised Representative (No. 270472) of Walker Capital Private Wealth Pty Limited (AFSL No. 436859). Steven Culpitt is a Sub-Authorised Representative of Arrow Focus on Wealth Pty Ltd. When Steve isn't advising you on your finances can find him either watching AFL (ideally Essendon!), or playing golf. He has also been known to love a good Dad joke or two over a beer at the golf club. Arrow was created in response to the fact that Steve & Janet felt that Australians deserved an alternative to working with big retail banks. They could both see that this scenario meant client's needs were not met in a personal manner. Being the open, warm people they are, they wanted to create something unique, which is when their business was born. "We understand first hand that people don't come to financial planners just for advice. The come to us with hopes & dreams for a financial future & to make the best possible decision for their needs.It's why we will only offer you individualised advice that's best for your needs . If you're ready to experience the Arrow difference, contact them today. (07)55 303 500