Scott Persson and Associates provides alternative insurance solutions for businesses looking to manage their risks outside the traditional insurance model. We offer the discretionary mutual model as an alternative structure for managing risks. Our tailored and efficient approach ensures we deliver the most economic results for our client’s business needs. Our tailored and efficient approach ensures we deliver the most economic results for our client’s business needs. Set against the context of uncertainty following a global economy that has experienced the fall out of a banking crisis in 2008 and that’s currently reacting to a coronavirus pandemic, supply chain disruption, falling oil prices that have contributed to a hardening of the insurance market; our mutual model offers a real alternative to conventional insurance, providing a more efficient and tailored approach to managing risk.