First established in 2010 by the Minister for Finance, Credit Review’s role is to ensure the flow of credit to viable Small & Medium Sized (SMEs) and farming businesses. Credit Review provides a simple, independent, effective and affordable appeals process for SME and farm businesses who have either been refused credit, or have had existing facilities up to a value of €3million reduced or withdrawn. Participating banks include; AIB, Bank of Ireland, PTSB and Ulster Bank. Credit Review appeals are successful in over 90% of the cases it supports, resulting in SME and farm businesses receiving a lending/credit solution from their Bank. The Credit Review team includes a panel of expert professionals, across Ireland, with front-line SME and farming finance experience. The majority of cases are handled for a fee for just €100. Larger value cases are charged more, up to a maximum of €250. Credit Review professionals are credit experts who know and understand the banking sector and how it works. They also understand what it takes to run a successful business. Many of the Credit Review expert panel have former banking experience, and all are independent of the banking sector. In addition to reviews and appeals, Credit Review is available to help all SMEs and Farms on credit matters by providing accessible, easy to understand and affordable expert assistance and information.