1RATE is a premier mortgage advisory firm. 1RATE specializes in home purchases, refinance, FHA loans, VA Loans. We guide our clients to review and select the best mortgage that fits their financial strategy - and show them how to leverage their mortgage as a financial tool instead of a burden. We are client-first by being employee-first! NMLS#1948084 Active: MD, VA, DC, CO, FL, TX, CA, WA, DE, SC, PA, NC, GA Pending: NJ