Insurance consulting and administration professional services firm and independent brokerage agency for corporate benefits programs as well as individual health & welfare plans. Consulting and administration professional services include advising, design, implementation, review and audit of benefits program as well as employee communication, wellness and engagement initiatives. Benefits / health and welfare plans include but not limited to: medical, dental, vision, life, AD&D, short and long term disability, long-term care, supplemental insurance products, travel accident, international medical, and retirement plans.