Pensio Group of Companies (Pensio Global) is a credit risk consulting, management, and rental income guarantee company operating since 2004, specializing in proprietary rental income risk management programs tailored to the residential and commercial rental markets. Pensio is supported by a vast network of strategic relationships in property development, lending, insurance, and management technology. Pensio Global provides risk management consulting services and rental income guarantee programs in 7 countries. Pensio’s has three strategic rental income guarantee programs for landlords, developers, lenders, and tenants. Our rental income program covers pre-construction new build developments, multifamily dwellings, short-term extended-stay properties, student housing, seniors living care residences and commercial properties. The Pensio Global rental income guarantee programs are not insurance as it is not triggered by any specific insurance peril. Pensio is a Participating Member of Rentalis Insurance Company, Inc, a Protected Cell Captive insurance company domiciled in the United States reinsured by Global Reinsurers rated AM Best A - Excellent or better. Pensio’s rental income guarantee services and performance are secured by a Surety "Rental Income Performance Bond" insured by Rentalis Insurance Company Inc.