Prestapolis help to the business attract more customers and decrease checkout abandonment due to a high order value of the products. We motivate the consumer by offering financial flexibility without interest and monthly payments with any credit card. We provide a payment option that allows offering loans in any commercial establishment in the consumer market with monthly payment without interest with any credit card. We offer great financial flexibility motivating the customer to buy more and increase sales in the commerce. The differential value is in the CrowdFactoring model. Invoices are purchased on a discount rate that covers the company's operating costs, payment gateway, credit risk analysis and the profitability of investors in a sharing economy scheme, where everyone wins and gets what they want: a product without paying more, sales easier, and profitability with low risk.