RaboDirect is an online bank specialising in savings and investments. We don't offer traditional banking products like eftpos, cheques, high-interest loans, mortgages and credit cards. You can keep your existing bank for those services - just use RaboDirect for savings and investments (without the hassle of switching banks). RaboDirect New Zealand is part of Rabobank New Zealand and Australia Group, itself part of the world's leading food and agribusiness specialist bank, Rabobank. In New Zealand and Australia, Rabobank is one of the largest rural lenders and a significant provider of corporate financial services to the food and agribusiness sectors.