KR Services Limited provides actuarial consulting services to a wide variety of clients in the Caribbean, and beyond. Our services are based on a strong values based ethos and a commitment to human, national and regional development. Our mission is to assist governments, companies, groups and individuals to manage their resources in the face of uncertainty, by improving: • Efficiency of resource allocation • Knowledge & understanding • Consumer welfare & utility • Savings & financial independence • Risk identification and management We specialise in providing clients with innovative solutions that catalyse system-wide reform on an organizational and national basis. Our consulting services include company and financial modelling, valuations, employer and employee needs analysis, implementation of accounting standards, and risk management. Additionally, we offer a range of training services for insurance company management and operational teams, as well as pension administrators, management committees and trustees.