PT Bank IBK Indonesia Tbk is the result of a merger between PT Bank Agris Tbk and PT Bank Mitraniaga Tbk which was officially launched in September 2019. Our business is engaged in collecting and providing financing to customers from various credit segments. Through the support of our majority shareholder, Industrial Bank of Korea which is one of the largest Government-Owned Banks in South Korea, PT Bank IBK Indonesia is determined to grow and become a reliable business partner for the Indonesian people. Currently Bank IBK Indonesia has 32 branches all over Indonesia. In 2022, Bank IBK Indonesia has achieved good performance. Loans have grown consistently, with a controlled NPL ratio. Total Assets in 2022 also increased by 16% from previous year.