FDIC Certificate #: 15703 Status: Active Federal Reserve ID: 692946 Bank Holding Company First Farmers Bank Holding Company Date Established: September 09, 1907 Trust Powers Granted: Yes Bank Charter Class: Offices: 11 Domestic: 11, Interstate: No OTS Docket #: 11172 FDIC's unique #: 9970 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund DIF Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: November 25, 1939 Last Structure Change Effective Date: January 10, 2009 Last Structure Change Process Date: Febuary 02, 2009 Last Data Update: Febuary 02, 2009 Data Source Date: April 05, 2012 Location Address: 201 N. Third Street, Bardstown, KY 40004 County: Nelson Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Elizabethtown Office of the Comptroller the Currency OCC District: Central Office of Thrift Supervision Region: Southeast Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350) Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140) CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140) History of Changes Office Purchased Financial Summary Total assets: $378.2 mil Equity capital: $35.3 mil Deposits held in domestic offices: $310.5 mil Return on assets (ROA): -2.25% (-$8.5 mil) Quarterly return on assets: -4.23% (-$16.0 mil) Return on Equity (ROE): -24.33% (-$8.5 mil) Quarterly return on equity: -43.67% (-$15.3 mil) Net income: -$9.2 mil Quarterly Net income: -$4.1 mil Pretax return on assets: -3.37% (-$12,746.4 mil) Quarterly Pretax return on assets: -6.25% (-$23,639.4 mil)