Peak Wealth Solutions is focused on providing investment strategies that will enable our clients to pursue their stated financial and retirement goals. We create strategies that will assist our clients accumulate wealth over the years through sound tax and investment guidance then transition to efficient income allocation/distribution throughout retirement. We strive to be our clients trusted wealth advisors and position them to successfully pursue their Peak Wealth Lifestyle™. For corporate and non-profit clients we provide retirement plan consulting services focused on reducing fiduciary liability and improving participant outcomes. Our primary objective is to prepare participants for retirement and ensure their plans are on track to replace 80% of their income throughout retirement. J.R. Hill & Associates, Inc. is a SEC Registered Investment Advisory firm DBA Hill Financial Group, Peak Wealth Solutions and Hill & Associates. Securities, when offered, are through American Portfolios Financial Services, Inc. (APFS) member FINRA/SIPC. J.R. Hill & Associates, Inc. is a separate entity from APFS. Any opinions expressed in this forum are not the opinion or view of American Portfolios Financial Services, Inc. (APFS) or American Portfolios Advisors, Inc. (APA) and have not been reviewed by the firm for completeness or accuracy. These opinions are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors.