As a local, community bank, we are driven by a strong focus on meeting the financial needs of businesses and individuals in a way only a community bank can deliver. And we are proud to serve Morrow, Knox, Richland, Franklin, and Holmes Counties with full service branches in Bucyrus, Cardington, Dublin, Fredericktown, Worthington, Shiloh, Upper Arlington, and Mt. Hope. A board of advisors has been developed of business and community leaders. This local decision-making increases the level of service provided to the communities that we serve. WOW Promise: We promise to do everything in our power to make your banking experience a WOW event. WOW Service Standards: We are proud to be a part of your communities, and honored to serve area people and businesses. We make a promise to you that we will meet and exceed our standards when we serve you.