pawaPay helps global companies accept payment on African consumers’ terms - mobile money. We provide a simple mobile  EFT solution that in reach, user-friendliness, and payment terms trashes yesterday’s payment method: the credit card. We simplify international transfers to Africa, instantly terminating the disbursements on telco’s mobile wallets. Made for remittance companies and other companies that need to get money smoothly and fast to African consumers or businesses. Africa - the global mobile money leader 66% of global mobile money transactions are made in Sub-saharan Africa. Mobile money is the preferred money transfer method for Sub-Saharan Africans and it’s still growing - a lot. Last year alone, registered mobile money accounts in the Sub-Saharan region grew by 11.9%. And total transaction value grew by 27.5% to reach half a trillion USD. East Africa leads the mobile money revolution, processing 50-60% of GDP. The rest of the region is now catching up. Last year, the value of transactions in West Africa grew 33% to $130B and in Central Africa, they grew 35% to $30B. By contrast, credit card penetration is at less than 6% vs over 80% for mobile money penetration in East Africa.