PEMX® PROTO-EMANANT METAVERSE EXCHANGE™ PRIVATE EQUITY METAVERSE EXCHANGE™ PUBLIC EQUITY METAVERSE EXCHANGE™ PRIVATE EQUITY MORTGAGE EXCHANGE™ PRIVATE ELECTRONIC MONEY EXCHANGE™ PRIVATE ELECTRONIC MORTGAGE EXCHANGE™ is a private global network of quality controlled exchanges for the origination, investment and trade of primary mortgage securities known as It is correctly named: Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance. Bringing liquidity and accessibility to an oft-hidden capital market; comprised of non-regulated, unrestricted private mortgage and private mortgage lending participants: Borrowers, Brokers, Investor-Lenders; trading in the metaverse. Affiliated groups provide services including: education, training, certification, data products, audit and compliance systems. Member groups provide mortgage banking and mortgage brokerage services. All member groups within the scope of mortgage banking and mortgage brokerage services must operate a management system that is certified to comply with the requirements of ISO 9001:2000, ISO 9001:2008 and ISO 9001:2015. PEMX: The (r)evolution of a quality-focused approach to the primary mortgage market; trading in the metaverse.