Commercial Banking Applications AS (CBA) is the ideal partner for banking automation: Its proven, leading edge IBAS GBF - Global Banking Factory suite is a new solution designed and developed on the latest technology (100% Java, object-oriented and on a Service Oriented Architecture - SOA). IBAS GBF is used by banks across the globe over a wide range of banking areas, including payments, trade finance, financing & loans, factoring & invoicing and account management. The modular nature of IBAS GBF means that it can range from a total banking system to a specialist system for a niche product area. And the flexibility means the bank is always in control, bringing rapid time to market and a real competitive edge.