Retirement Council, Inc. is an independent firm providing customized financial solutions. Our practice focuses on retirement planning, elder care planning, tax planning and estate planning. Our mission is to help our clients determine and obtain their financial goals. We help accomplish this objective by establishing long term relationships through providing diverse products and services. Joseph C. Chalom, CLU®, RICP®, LUTCF® founded Retirement Council, Inc. in 1991 to help people create and implement financial plans based on their needs. Our approach to financial planning focuses around education. We help provide clients with the tools needed to make intelligent decisions on creating financial goals and selecting appropriate products to help meet their needs. Specialties: Retirement Planning