New York Business Development Corporation (NYBDC) and affiliates The 504 Company and Excelsior Growth Fund are mission-driven alternative lenders that provide creative financing solutions to help small businesses thrive. Throughout our 62-year history, we have provided thousands of small businesses—including start-ups, mature businesses, and minority- and women-owned businesses—with access to loans when they do not meet the requirements for traditional financing. We offer access to a suite of financing options that includes SBA 504, 7(a) and Community Advantage loans, as well as online alternative loans. Loan amounts range from $10,000 to $5.5 million and are available to small businesses across New Jersey, New York, and Pennsylvania.