1st Financial Bank USA is proud to specialize in providing quality credit card and financial services to college students and college graduates nationwide. 1FBUSA believes that young adults who invest in their future by continuing their education will also make financially responsible decisions for their future. Services are available coast to coast 24/7 with online banking through our website and mobile app. 1FBUSA also provides construction lending to builders, developers, and investors, as well as community banking services in South Dakota.