We are a leading authority on credit risk modeling with a team of experts that helps our clients achieve their loan risk and pricing goals. We make a difference in our clients’ lives by partnering with them and setting them up for success with the right tools and an impactful custom plan. As the foremost authority on loan-level models for forecasting, stress testing, and pricing, our Chief Scientist has published over 40 academic articles, a dozen trade publications, and holds six patents.